Insurance and Finance

Insurance-Minded Resolutions

By Lisa Martin 1.19.15

Set aside hackneyed New Year’s resolutions like dropping five pounds in favor of some safety-minded pledges that could truly improve your life in 2015.

Ditch the Distracted Driving
According to the National Highway Traffic Safety Administration, distraction-related fatal car crashes in 2012 caused some 3,328 deaths. When behind the wheel, never text or read emails; make sure your teens do the same. And while Texas does not yet have a statewide ban on handheld use of cellphones by drivers, many cities like San Antonio do.

Safe at Home
The FBI reports that a residential burglary occurs every 13 seconds in the U.S. Do your part by locking your doors and windows, keeping bushes trimmed low against windows, and by installing a home security system.
“As long as it’s monitored, a home security system can be a huge deterrent for would-be burglars,” says Denise Paul, a Texas Farm Bureau Insurance Agent in Cleburne.

Emergency Kit
Spring’s storms can hit Texas especially hard. Prepare yourself for any disaster (natural or otherwise) by keeping an emergency kit at home. The American Red Cross recommends stashing the following in an easy-to-access place:

  • Water — one gallon per person, per day for a minimum of three days (make sure to change it out on a regular basis too.)
  • Food — a three-day supply of non-perishable, easy-to-prepare items (don’t forget the can opener!)
  • Flashlight
  • Battery-powered or hand-crank radio (NOAA Weather Radio, if possible)
  • Extra batteries
  • First-aid kit
  • Medications (seven-day supply) and medical items
  • Sanitation and personal hygiene items
  • Copies of personal documents (medication list and pertinent medical information, proof of address, deed/lease to home, passports, birth certificates, insurance policies)
  • Cellphone with chargers
  • Family and emergency contact information
  • Extra cash

For more preparedness tips, visit www.redcross.org.